Has your disability claim been denied? The Toronto long-term disability claims lawyers at Advocai are committed to securing the compensation you deserve. We offer free consultations to help you understand your rights, assess the value of your claim, and explain how our services can support you.
Why Was Your Claim Denied?
When you can’t work because of an illness or injury, disability insurance is supposed to provide the financial support you need to pay your bills. Unfortunately, insurance companies often use tactics to minimize payouts, leaving you without the benefits you’re entitled to. At Advocai, we’re here to fight back against these practices.
Insurance companies commonly deny or delay claims by:
- Claiming pre-existing conditions
- Arguing insufficient medical evidence
- Delaying your claim by requesting endless documentation or setting up unnecessary independent medical exams
- Claiming you are not disabled despite your own doctor saying you are
Each of these issues are tactics used by insurers to deny claims and limit what they need to pay to their disabled clients. The insurance companies’ intentions are to charge as much as possible for premiums and pay as little as possible in claims.
How Advocai Can Help
Facing a denied claim can be overwhelming, and acting quickly is important. At Advocai, we understand the urgency and complexity of your situation. Unlike traditional law firms, we embrace a collaborative approach, leveraging the collective expertise of our team to tackle your legal challenges. Our experienced lawyers will take immediate action to challenge the denial and secure the benefits you’re entitled to.
- Comprehensive Review: We’ll thoroughly review your denial letter, gather additional evidence, and take the appropriate steps to strengthen your claim.
- Direct Communication: We handle all communication with the insurance company, ensuring they can’t use any more delay tactics against you.
- Litigate Your Case: We will aggressively advance your case through the legal system and obtain a settlement with your insurer or a judgment in court.
Advocai is not just about practicing law—we’re about helping our clients through some of the most challenging moments in their lives. We support our clients with compassion, timely communication and hard work. Our team members understand how difficult a disability denial can be and we are committed to taking that stress off of your shoulders.
Take the Next Step
For most of our clients, they have never hired a lawyer (and certainly not a litigation lawyer) before their disability denial. We understand that the first step can be intimidating and difficult. So, we offer free consultations with no obligation and absolutely no pressure tactics. We believe it is important that there is a good match and excellent communication between lawyer and client.
To start, we have an open conversation about your situation, discuss what you can expect from the litigation process, explain our contingency fee retainer agreement (importantly - there are no fees until we resolve your case) and what you can expect from us as we support you along the way. We will answer your questions and discuss any concerns you may have. We are available for in-person, virtual and telephone consultations.
Don’t let the insurance company dictate your future.
Contact Advocai today for a free consultation, and let us fight for the benefits you deserve. You’ve been through enough—now it’s time to get the support you need.
Ready to find out more?
Contact us for more information about our services and to discuss your claim.